Client: US universal bank (retail + small business)
Context: Digital servicing and origination
Situation
The bank shipped quarterly and still missed dates.
Priorities changed mid-stream, tech debt piled up, and releases felt risky.
Three business groups competed for the same engineering pool, so everyone lost.
What we did
- Mapped value streams across onboarding and servicing; trimmed four handoffs.
- Redesigned teams using Team Topologies—clear stream-aligned teams, plus a small platform crew.
- WSJF to sort the roadmap by economic impact, not loudest voice.
- Guardrails for funding and risk so leaders could make fast calls without committee cycles.
- Flow metrics (lead time, WIP, throughput) reviewed weekly; tiny experiments every two weeks.
Results in 90 days
- Release cadence moved from ~14 weeks → ~4 weeks.
- 22% of low-value work paused or stopped.
- Incident rate down while release count rose.
- Business leads got a single page showing “what shipped” vs “what changed.”
Why it worked
Focus on one slice, visible measures, and decision guardrails. When priorities were clear, teams stopped thrashing.